Howard Kultz was born and raised in the United States of America. His father and mother owned a baking company, and he grew up wanting to be a pastry chef. When Howard was 19, his parents died in a automobile wreck and their baking company was shut down. Howard inherited their money and he decided to move to Chernarus with his long time friend, with hopes of running a successful bakery. When martial law was declared on May 3rd 2017, Howard's friend wanted to move to the west where he heard it would be safer, but Howard wanted to stay in Novy Sobor. A month or so had passed since his friend left for the west, and Howard was getting worried about him. Howard sneaked out of Novy Sobor in the middle of the night with all his supplies, and headed west looking for his friend. Another month had passed and Howard was still looking for his friend.Howard had heard explosions,and heard aircrafts soaring over him, he decided to live in the forests until they stopped. Howard now roams Chernarus, still looking for his friend everywhere he goes.